Archive for December, 2008

MERRY CHRISTMAS

December 23, 2008

MERRY CHRISTMAS!

AND, if you do not celebrate Christmas, enjoy the holiday spirit!

The end of the year is very near. MBBA hopes you are getting ready for 2009.

If you have a payroll, or a payroll service that is not performing to your satisfaction, prior to your first January payroll would be an awfully good time for you to contact Leslee Long about our BayPay Payroll Service.

WOULD YOU LIKE LESS GOVERNMENT?

December 15, 2008

If you would like less government interference and control (especially federal,) become a Libertarian, a middle ground position that avoids the excesses of extreme liberals and conservatives.

“Libertarian is NOT anarchist. It is for a MINIMUM amount of government. Insofar as FEDERAL GOVERNMENT is concerned it “pretty much means restoring the CONSTITUTION TO ITS ORIGINAL FORM,” or at least to the way it was before 1913, the year the federal income tax was put into effect. Without the income tax, and then later axed protections, primarily by Franklin D. Roosevelt, and the Warren years of the Supreme Court, the federal government would not be involved in interstate commerce, education, local residency provisions, etc. etc. etc!

I must make one comment here. I am thankful that racial equality was assisted by the Warren Court’s actions. It is just SAD that to achieve this, it was necessary to INTRUDE into States’ Rights, the excuse for all of the bad things resulting from this action.

Should this interest you, I highly recommend your becoming familiar with the REASON FOUNDATION, and REASON MAGAZINE which I have supported within the limits of my financial condition for about 30 years.

REASON advances a free society by developing, applying, and promoting libertarian principles, including individual liberty, free markets, and the rule of law.

One of its primary goals is the privatization of activities now performed by government agencies.

Not wanting to dwell on this, please look at www.reason.org on the internet, which gets about two million hits a month.

Being curious about the size of the libertarian movement, I looked up Libertarianisn.com on the internet and was gratified to find about 80 organizations listed ending in “Advocates for Self-Government,” which provided a test to show where the testee belongs in the political system. It did agree that I am a libertarian!

Related to this subject is the extremely liberal bias of our educational system. If anyone is interested in a college NOT infected by anti capitalists, I recommend George Mason University in Fairfax, VA, motto “Freedom and Learning.”

MORE ABOUT MBBA

December 8, 2008

 

 

MONTEREY BAY BUSINESS ADVISERS, INC.

 

 

MISSION STATEMENT

 

To provide PART TIME EXPERT financial management to SMALL BUSINESSES comparable to the financial management available FULL TIME to LARGE BUSINESSES.

  • By providing a NEW SMALL BUSINESS with START UP advice that will either convince the entrepreneur not to try, or to help him/her to DO IT RIGHT!
  • By providing EXISTING SMALL BUSINESSES with ADVICE and ASSISTANCE in BOOKKEEPING, INCOME TAX PREPARATION, FINANCING ARRANGEMENTS, BUDGETING and general FINANCIAL MANAGEMENT
  • By assisting with the SELECTION and TRAINING of OFFICE PERSONNEL
  • By being AVAILABLE ONLY AS NEEDED in order to avoid EXCESSIVE FULL TIME HELP that continues long after each problem is resolved, in short, by becoming your SMALL BUSINESS PART TIME CONTROLLER.

To provide SERVICES AS NEEDED to INDIVIDUALS and FAMILIES by providing EXPERT TAX PREPARATION for personal income tax returns.

End of year and tax time is approaching. If you know of anyone needing the kind of help provided by MBBA, please mention our name

 

BAD NEWS – GOOD NEWS

December 2, 2008

Bad news first! Education bureaucracy continues to be irresponsible in relation to the Trust we would like to see in the people selected to educate our students. Faced with large budget deficits limiting funds to support education as well as other public services, large raises (19% to some) have been given to MANY high officials in the tax supported California Universities. Then in this morning’s paper (Thanksgiving Day) I see that large severance payments (at least one more than $100,000) have been granted to supervisory personnel that have left one administrative position only to take another in the same university system at an even higher salary than they have been receiving. Then because of budget problems it is easy to see higher fees to students.

My good friends Chuck Whitt, Gene Wright, and I, all Rotarians, all widowers, all from Fresno, have dinner together most Friday evenings, then watch a sporting event on television together. Chuck is conservative, Gene is liberal, and I am a Libertarian. We agree to disagree on many things. For instance, neither of them can see that the use of drugs should be decrimalized, a subject for a later blog, perhaps. Then Gene and I disagree on the subject of educators (not education.) Chuck is silent on this one!

We agree that dedicated educators are extremely valuable, especially teachers/professors, but when it comes to administration, I believe this is a typical bureaucracy, with the majority more interested in “perks” than the education and welfare of individual students.

I could elaborate on “what is education,” and “how do you achieve education,” but not in this blog.

Chuck was for McCain for President, Gene for Obama. Not wanting to completely disappoint either one of them, I voted for Senator Barr, the Libertarian candidate. (I didn’t think Obama needed my vote!)

Now, the good news relates partly to Obama’s election.

Reading about Paul Volcker’s selection to lead Obama’s Economic Panel, I find I might have been wrong about Jimmy Carter as President, although I have admired his conduct since leaving office. I was most upset about interest rates during his administration. It seemed he did nothing. Now I find that Paul Volcker was the man responsible for that situation, and it was being done in an effort to slow down inflation, a goal I have always supported. If Paul Volcker is a “Milton Friedman” type economist, this is very good news. Time will tell on this one!

Other appointments seem to be headed in the right direction, also.

Then this morning’s paper had a story about “The Wheels of Freedom,” a bicycle shop that adapts bicycles to fit individual disabilities, including one for a woman without hands (or at least without the use of her hands.)

Also, an article about the Season of Sharing Fund finding an apartment for a woman and her three children that were being evicted from their apartment because the landlord had defaulted on the loan on the property.

Then in the obituaries, reporting on the death of Gerald Schoenfeld who as the head of the “Shubert Organization” has been primarily responsible for the success of “theater” in New York and other cities, including plays such as The Chorus Line,” “Cats,” a personal favorite and MANY OTHERS.

We can be thankful, also, for the many great non-profit organizations, such as the Rotary Foundation, the Bill Gates Foundation, the Reason Foundation (libertarian, more in a later blog,) the Salvation Army Nature Conservancy, and locally the RotaCare (free medical care,) Grey Bears, the Second Harvest Food Bank, Cindy’s Celebration (bus and lunch for old people, many with Alzheimer’s disease,) and many others.